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Gemini Credit Card

No annual fee

Purchase APR: —
Foreign transaction fee: —
Intro APR: —
Targeted credit: —

Rewards rates

⛽4% Gas & EV charging4% back on gas, EV charging and transit (combined bonus category), up to $300/mo spendup to $300/mo in purchases
🚇4% Transit & rideshare4% back on transit, gas and EV charging (combined bonus category), up to $300/mo spendup to $300/mo in purchases
🍽️3% Dining & restaurants3% back on dining, part of a shared $300/mo bonus-category spend capup to $300/mo in purchases
🛒2% Groceries & supermarkets2% back on groceries, part of a shared $300/mo bonus-category spend capup to $300/mo in purchases
💳1% All purchases1% back on all other purchases (also the rate after the $300/mo bonus cap is used)

APR & fees: CFPB Terms of Credit Card Plans survey. Rewards: issuer public pages — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.gemini.com.