Column National AssociationNationwide

Bilt Palladium Card

$495/yr

Purchase APR: —
Foreign transaction fee: —
Intro APR: —
Targeted credit: —

Issuer page ↗

Rewards rates

🍽️5x Dining & restaurants(Bilt Points)Up to 5x Bilt Points at 20,000+ Bilt partner restaurants (bonus varies by restaurant)
🚇4x Transit & rideshare(Bilt Points)4x Bilt Points on Lyft rides after linking Bilt and Lyft accountsactivation required
🏨4x Hotels(Bilt Points)4x Bilt Points on hotels booked via the Bilt Travel Portal
✈️3x Flights(Bilt Points)3x Bilt Points on flights booked via the Bilt Travel Portal
💳2x All purchases(Bilt Points)2x Bilt Points on all other everyday purchases

Welcome offer

50,000 points
after $4,000 spend in the first 90 days · Welcome bonus: 50,000 Bilt Points + Gold Status after $4,000 spend in first 90 days
$300
· Sign-up bonus: $300 of Bilt Cash upon approval, no minimum spend required

Statement credits

🧳$469 / yearComplimentary Priority Pass membership (cardholder + 2 guests) valued at $469/year
💳$200 / year$200 Bilt Cash issued annually, up to $100 rolls over to next year
🏨$200 / month$400/yr Bilt Travel Hotel credit, paid as $200 statement credits twice yearly

APR & fees: CFPB Terms of Credit Card Plans survey. Rewards: issuer public pages — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at bilt.com.