Column National AssociationNationwide

Bilt Obsidian Card

$95/yr

Purchase APR: —
Foreign transaction fee: —
Intro APR: —
Targeted credit: —

Issuer page ↗

Rewards rates

🍽️6x Dining & restaurants(Bilt Points)Up to 6x Bilt Points at 20,000+ Bilt partner restaurants (bonus varies by restaurant)
🏨4x Hotels(Bilt Points)4x Bilt Points on hotels booked via the Bilt Travel Portal
✈️3x Flights(Bilt Points)3x Bilt Points on flights booked via the Bilt Travel Portal
🍽️3x Dining & restaurants(Bilt Points)3x Bilt Points on your choice of dining category (before partner-restaurant stacking)
🛒3x Groceries & supermarkets(Bilt Points)3x Bilt Points on groceries if chosen as your bonus category, up to $25K/yearactivation required
🚇3x Transit & rideshare(Bilt Points)3x Bilt Points on Lyft rides after linking Bilt and Lyft accountsactivation required
🧳2x Other travel(Bilt Points)2x Bilt Points on other travel purchases
💳1x All purchases(Bilt Points)1x Bilt Points on all other everyday purchases

Welcome offer

$200
· Sign-up bonus: $200 of Bilt Cash upon approval, no minimum spend required

Statement credits

🏨$50 / month$100/yr Bilt Travel Hotel credit, paid as $50 statement credits twice yearly

APR & fees: CFPB Terms of Credit Card Plans survey. Rewards: issuer public pages — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at bilt.com.