Wells Fargo Bank, National AssociationNationwide

Wells Fargo Autograph Card

No annual fee

Purchase APR: 18.49%–28.49% APR
Foreign transaction fee: None
Intro APR: 13 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🍽️3x Dining & restaurants(Wells Fargo Rewards)3x at restaurants (dine-in, take-out, delivery)
🧳3x Other travel(Wells Fargo Rewards)3x on travel (airfare, hotels, car rentals, cruises)
⛽3x Gas & EV charging(Wells Fargo Rewards)3x at gas stations and EV charging
🚇3x Transit & rideshare(Wells Fargo Rewards)3x on transit (subways, rideshare, parking, tolls)
📺3x Streaming(Wells Fargo Rewards)3x on popular streaming services
📱3x Utilities & telecom(Wells Fargo Rewards)3x on phone plans (cell & landline providers)
💳1x All purchases(Wells Fargo Rewards)1x on other purchases

Welcome offer

20,000 points
after $1,000 spend in the first 90 days · 20,000 bonus points after $1,000 spend in first 3 months

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.wellsfargo.com.