U.S. BancorpNationwide

USB Shield

No annual fee

Purchase APR: 16.99%–27.99% APR
Foreign transaction fee: 3%
Intro APR: 24 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

✈️4% Flights4% cash back on prepaid air reservations booked through the Travel Center
🏨4% Hotels4% cash back on prepaid hotel reservations booked through the Travel Center
🧳4% Other travel4% cash back on prepaid car reservations booked through the Travel Center

Statement credits

💳$20 / year$20 statement credit per 12-month period after 11 consecutive months of purchases

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.usbank.com.