Truist BankRegionalSecured

Truist Enjoy Cash Secured Credit Card

No annual fee

Purchase APR: 26.74% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Building (<620)

Rewards rates

⛽3% Gas & EV charging3% cash back on gas and EV charging, part of a $1,000/mo combined cap with groceries and utilities.up to $1,000/mo in purchases
🛒2% Groceries & supermarkets2% cash back on groceries, part of a $1,000/mo combined cap with gas/EV and utilities.up to $1,000/mo in purchases
📱2% Utilities & telecom2% cash back on utilities, part of a $1,000/mo combined cap with groceries and gas/EV.up to $1,000/mo in purchases
💳1% All purchasesEarn 1% cash back on all eligible purchases with no limit.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.truist.com.