Truist BankRegional

Truist Enjoy Beyond Credit Card

$95/yr

Purchase APR: 18.74%–27.74% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Issuer page ↗

Rewards rates

🏨3x Hotels(Truist Enjoy Beyond Points)3 points per $1 on hotel lodging purchases, unlimited
🧳3x Other travel(Truist Enjoy Beyond Points)3 points per $1 on car rental purchases, unlimited
✈️3x Flights(Truist Enjoy Beyond Points)3 points per $1 on airfare purchases, unlimited
🍽️2x Dining & restaurants(Truist Enjoy Beyond Points)2 points per $1 at restaurants, unlimited
💳1x All purchases(Truist Enjoy Beyond Points)1 point per $1 on all other eligible purchases, unlimited

Welcome offer

30,000 points
after $1,500 spend in the first 90 days · 30,000 bonus points after $1,500 spend within 90 days of account opening

Statement credits

🧳$120 / year$120 statement credit for TSA PreCheck or Global Entry fee, once every 4 years
🧳$100 / year$100/yr travel experience credit for rideshare, streaming, and ticket agencies (calendar year)

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.truist.com.