Truist BankRegional

Truist Enjoy Cash Credit Card

No annual fee

Purchase APR: 18.74%–27.74% APR
Foreign transaction fee: None
Intro APR: 12 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

⛽3% Gas & EV charging3% cash back on gas and EV charging, shares $1,000/mo category cap with groceries/utilitiesup to $1,000/mo in purchases
🛒2% Groceries & supermarkets2% cash back on groceries, shares $1,000/mo category cap with gas/utilitiesup to $1,000/mo in purchases
📱2% Utilities & telecom2% cash back on utilities, shares $1,000/mo category cap with gas/groceriesup to $1,000/mo in purchases
💳1% All purchases1% cash back on all other eligible purchases (3%-2%-1% rewards option), unlimited

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.truist.com.