Synchrony FinancialNationwide

CareCredit Mastercard

No annual fee

Purchase APR: 32.99% APR
Foreign transaction fee: 3%
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🛒3x Groceries & supermarkets(CareCredit Rewards Mastercard Points)Earn 3x CareCredit Rewards Mastercard Points at grocery stores
🍽️3x Dining & restaurants(CareCredit Rewards Mastercard Points)Earn 3x CareCredit Rewards Mastercard Points at restaurants
💳2x All purchases(CareCredit Rewards Mastercard Points)Earn 2x points everywhere else Mastercard is accepted outside the CareCredit network

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.carecredit.com.