Synchrony FinancialNationwide

J Crew Mastercard

No annual fee

Purchase APR: 33.49%–33.74% APR
Foreign transaction fee: 3%
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

⛽2.5% Gas & EV chargingJ.Crew Mastercard earns 2.5% back on gas station purchases
🛒2.5% Groceries & supermarketsJ.Crew Mastercard earns 2.5% back on grocery store purchases
💳1.25% All purchasesJ.Crew Mastercard earns 1.25% back on all other purchases

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.jcrew.com.