Pnc Bank, National AssociationNationwide

PNC Cash Rewards

No annual fee

Purchase APR: 18.74%–29.24% APR
Foreign transaction fee: 3%
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

⛽4% Gas & EV charging4% on gas stations, up to $8,000/yr combined with dining & groceriesup to $8,000/yr in purchases
🍽️3% Dining & restaurants3% on restaurants, up to $8,000/yr combined with gas & groceriesup to $8,000/yr in purchases
🛒2% Groceries & supermarkets2% on groceries, up to $8,000/yr combined with gas & diningup to $8,000/yr in purchases
💳1% All purchases1% cash back on all other purchases

Welcome offer

$200
after $1,000 spend in the first 90 days · Earn $200 after $1,000 in purchases in first 3 months

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.pnc.com.