Jpmorgan Chase Bank, National AssociationNationwide

Instacart Mastercard

No annual fee

Purchase APR: 18.24%–27.74% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🧳5% Other travel5% cash back on Chase Travel purchases including flights and hotels
🛒5% Groceries & supermarkets5% cash back on Instacart purchases on the first $6,000 spent annuallyup to $6,000/yr in purchases
🍽️2% Dining & restaurants2% cash back at restaurants, including Instacart-powered Uber Eats orders
⛽2% Gas & EV charging2% cash back at gas stations
📺2% Streaming2% cash back on select streaming services
💳1% All purchases1% cash back on all other purchases

Welcome offer

$50
· $50 Instacart credit automatically upon card approval, no spend required

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at chase.com.