Jpmorgan Chase Bank, National AssociationNationwide

Freedom Flex

No annual fee

Purchase APR: 18.24%–27.74% APR
Foreign transaction fee: 3%
Intro APR: 15 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Issuer page ↗

Rewards rates

💳5% All purchases5% in rotating quarterly categories on up to $1,500 combined/quarter (activation)up to $1,500/qtr in purchasesactivation required
🧳5% Other travel5% on travel purchased through Chase Travel portal
🍽️3% Dining & restaurants3% on dining including takeout

Welcome offer

$200
after $500 spend in the first 90 days · $200 bonus after $500 spend in first 3 months

Statement credits

💳$10 / quarterUp to $10 off quarterly on one non-restaurant DoorDash order after activating DashPass, through Dec 31, 2027.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.chase.com.