Jpmorgan Chase Bank, National AssociationNationwide

Sapphire Preferred

$95/yr

Purchase APR: 19.24%–27.49% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Excellent (720+)

Issuer page ↗

Rewards rates

🧳5x Other travel(Chase Ultimate Rewards)5x points on travel booked through Chase Travel portal
📺3x Streaming(Chase Ultimate Rewards)3x points on top streaming services (exclusions apply)
⛽3x Gas & EV charging(Chase Ultimate Rewards)3x points on gas stations and EV charging (top brands)
🍽️3x Dining & restaurants(Chase Ultimate Rewards)3x points on dining
🧳2x Other travel(Chase Ultimate Rewards)2x points on all other travel (outside Chase Travel portal)
💳1x All purchases(Chase Ultimate Rewards)1x points on all other purchases

Welcome offer

75,000 points
after $5,000 spend in the first 90 days · 75,000 points after $5,000 spend in first 3 months

Statement credits

📺$156 / yearComplimentary Apple TV worth $156 for 12 months after activation by 12/31/2026.
🍽️$120 / yearComplimentary DashPass membership worth $120 for 12 months after activation.
🏨$100 / yearUp to $100 statement credit each account anniversary year for hotel stays booked via Chase Travel.
🍽️$10 / month$10 promo each calendar month on DoorDash groceries and retail orders for DashPass members.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.chase.com.