Jpmorgan Chase Bank, National AssociationNationwide

Southwest® Rapid Rewards® Plus Credit Card

$69/yr

Purchase APR: 19.24%–27.74% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Issuer page ↗

Rewards rates

⛽2x Gas & EV charging(Southwest Rapid Rewards)2x at gas stations (combined with grocery, first $5,000/yr)up to $5,000/yr in purchases
🛒2x Groceries & supermarkets(Southwest Rapid Rewards)2x at grocery stores (combined with gas, first $5,000/yr)up to $5,000/yr in purchases
✈️2x Flights(Southwest Rapid Rewards)2x points on Southwest Airlines purchases
💳1x All purchases(Southwest Rapid Rewards)1x on all other purchases

Welcome offer

50,000 points
after $1,000 spend in the first 90 days · 50,000 bonus points after $1,000 spend in first 3 months

Statement credits

🍽️$10 / quarter$10 off one qualifying non-restaurant DoorDash order each calendar quarter with active DashPass membership.
🛒$10 / month$10 credit per month at Instacart with active Instacart+ membership, on purchases of $10 or more.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at creditcards.chase.com.