Jpmorgan Chase Bank, National AssociationNationwide

IHG Premier

$99/yr

Purchase APR: 19.24%–27.74% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🏨10x Hotels(IHG One Rewards)10x points with this card at IHG Hotels (up to 26x total incl. member earnings)

Welcome offer

140,000 points
after $3,000 spend in the first 90 days · 140,000 bonus points after $3,000 spend in first 3 months

Statement credits

💳$100 / year$100 statement credit each calendar year you spend $20,000 or more in purchases.
✈️$25 / month$25 United TravelBank Cash deposit twice a year (Jan 5 and Jul 5), up to $50 annually, after registration.
🍽️$10 / quarter$10 off one non-restaurant DoorDash order each calendar quarter for enrolled DashPass members, through 12/31/2027.
🛒$10 / month$10 credit per month at Instacart (minimum $10 purchase) with active Instacart+ membership, through 12/31/2027.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer.