Jpmorgan Chase Bank, National AssociationNationwide

United Gateway Card

No annual fee

Purchase APR: 19.74%–28.24% APR
Foreign transaction fee: None
Intro APR: 12 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

✈️2x Flights(United MileagePlus)2x miles on eligible United purchases
⛽2x Gas & EV charging(United MileagePlus)2x miles at gas stations
🚇2x Transit & rideshare(United MileagePlus)2x miles on local transit & commuting (rideshare, tolls, mass transit)

Welcome offer

30,000 miles
after $1,000 spend in the first 90 days · 30,000 bonus miles after $1,000 spend in first 3 months

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.chase.com.