Jpmorgan Chase Bank, National AssociationNationwide

United Quest Card

$350/yr

Purchase APR: 19.74%–28.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Issuer page ↗

Rewards rates

🏨5x Hotels(United MileagePlus)5x miles on prepaid stays via Renowned Hotels and Resorts
✈️4x Flights(United MileagePlus)4x miles on eligible United purchases (10x total on United flights incl. member miles)
🧳2x Other travel(United MileagePlus)2x miles on all other travel (airfare, transit, cruises, rentals, rideshare)

Welcome offer

60,000 miles
after $4,000 spend in the first 90 days · 60,000 bonus miles + 500 PQP after $4,000 spend in first 3 months

Statement credits

✈️$200 / yearAutomatic $200/yr United TravelBank credit issued each account anniversary
✈️$150 / yearAutomatic $150/yr statement credit on JSX flight purchases
🏨$150 / yearAutomatic statement credit on prepaid Renowned Hotels and Resorts stays, $150/yr cap
🧳$80 / year$40 United TravelBank credit per Avis/Budget rental via cars.united.com, $80/yr cap
🛒$10 / month$10+$5 monthly Instacart credits (enrollment, $10 min order), $180/yr cap thru 12/31/27
🚇$8 / monthUp to $8/month statement credit on rideshare (enroll), $12 in Dec, $100/yr cap

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.chase.com.