Jpmorgan Chase Bank, National AssociationNationwide

United Club Infinite Card

$695/yr

Purchase APR: 19.74%–28.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Issuer page ↗

Rewards rates

✈️5x Flights(United MileagePlus)5x miles on eligible United purchases (11x total on United flights incl. MileagePlus member miles)
🏨5x Hotels(United MileagePlus)5x miles on prepaid stays via Renowned Hotels and Resorts for United Cardmembers

Welcome offer

80,000 miles
after $5,000 spend in the first 90 days · 80,000 bonus miles after $5,000 spend in first 3 months (+10,000 for adding authorized user)

Statement credits

🏨$200 / yearAutomatic statement credit on prepaid Renowned Hotels and Resorts stays, $200/yr cap
✈️$200 / yearAutomatic $200/yr statement credit on JSX flight purchases
🧳$100 / year$50 United TravelBank credit per Avis/Budget rental via cars.united.com, $100/yr cap
🚇$12 / monthUp to $12/month statement credit on rideshare (enroll), $18 in Dec, $150/yr cap
🛒$10 / monthTwo $10 monthly Instacart credits (enrollment, $10 min order), $240/yr cap thru 12/31/27

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.chase.com.