Jovia Financial Federal Credit UnionSingle state

VISA Advantage

No annual fee

Purchase APR: 11.49%–17.99% APR
Foreign transaction fee: None
Intro APR: 12 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

No verified rewards data for this card yet — APR and fee data only.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.jovia.org.