Jovia Financial Federal Credit UnionNationwide

Visa Signature Elite

No annual fee

Purchase APR: 14.49%–17.99% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

💳1.25x All purchases(Visa Signature Elite Rewards)Earn 1.25 Visa Signature Elite Rewards points per $1 spent on every purchase.

Welcome offer

20,000 points
after $2,000 spend · 20,000 bonus Visa Signature Elite Rewards points after spending $2,000 in three months.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.jovia.org.