Citibank, N.A.Nationwide

Citi Strata Premier

$95/yr

Purchase APR: 19.49%–27.49% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🧳10x Other travel(Citi ThankYou Points)10x ThankYou points on car rentals & attractions booked via cititravel.com
🏨10x Hotels(Citi ThankYou Points)10x ThankYou points on hotels booked via cititravel.com
🏨3x Hotels(Citi ThankYou Points)3x ThankYou points on other hotel purchases (not via cititravel.com)
🍽️3x Dining & restaurants(Citi ThankYou Points)3x ThankYou points at restaurants
🛒3x Groceries & supermarkets(Citi ThankYou Points)3x ThankYou points at supermarkets
⛽3x Gas & EV charging(Citi ThankYou Points)3x ThankYou points at gas & EV charging stations
✈️3x Flights(Citi ThankYou Points)3x ThankYou points on air travel purchases
💳1x All purchases(Citi ThankYou Points)1x ThankYou points on all other purchases

Statement credits

🏨$100 / year$100 off one cititravel.com hotel stay of $500+, once per calendar year

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer.