Citibank, N.A.Nationwide

Citi Strata Elite

$595/yr

Purchase APR: 20.49%–28.49% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🏨12x Hotels(Citi ThankYou Points)12x ThankYou points on hotels booked via cititravel.com
🧳12x Other travel(Citi ThankYou Points)12x ThankYou points on car rentals & attractions booked via cititravel.com
🍽️6x Dining & restaurants(Citi ThankYou Points)6x ThankYou points at restaurants Fri/Sat 6pm-6am ET (Citi Nights)
✈️6x Flights(Citi ThankYou Points)6x ThankYou points on air travel booked via cititravel.com
🍽️3x Dining & restaurants(Citi ThankYou Points)3x ThankYou points at restaurants outside Citi Nights hours
💳1.5x All purchases(Citi ThankYou Points)1.5x ThankYou points on all other purchases

Statement credits

🧳$469 / yearComplimentary Priority Pass Select membership, valued at $469/yr
🏨$300 / year$300/yr off a cititravel.com hotel stay of 2+ nights
🧳$300 / year4 Admirals Club lounge passes/yr, valued over $300
💳$200 / year$200/yr Splurge Credit on 2 chosen brands (1stDibs, AA, Best Buy, etc.)
🧳$100 / month$100 semi-annual Blacklane credit (Jan-Jun, Jul-Dec), $200/yr total

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer.