Capital One, National AssociationNationwide

Williams Sonoma Key Rewards Visa

No annual fee

Purchase APR: 29.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🛒4% Groceries & supermarkets4% back on Net Eligible purchases at grocery stores
🍽️4% Dining & restaurants4% back on dining, fast food and food delivery purchases
💳1% All purchases1% back everywhere else Visa is accepted

Statement credits

💳$25 / year$25 birthday rewards certificate issued annually to your email

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.capitalone.com.