Capital One, National AssociationNationwide

Savor Rewards

No annual fee

Purchase APR: 18.74%–29.24% APR
Foreign transaction fee: None
Intro APR: 12 months
Targeted credit: Excellent (720+)

Rewards rates

🏨5% Hotels5% on hotels, vacation rentals, rental cars booked via Capital One Travel
🛒3% Groceries & supermarketsUnlimited 3% cash back at grocery stores
🎟️3% EntertainmentUnlimited 3% cash back on entertainment
🍽️3% Dining & restaurantsUnlimited 3% cash back on dining
📺3% StreamingUnlimited 3% cash back on popular streaming services
💳1% All purchasesUnlimited 1% cash back on all other purchases

Welcome offer

$200
after $500 spend in the first 90 days · $200 cash bonus after $500 spend in first 3 months

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.capitalone.com.