Capital One, National AssociationNationwide

Savor Rewards (targeted offering for existing customers - PMC)

No annual fee

Purchase APR: 28.99%–29.74% APR
Foreign transaction fee: None
Intro APR: 9 months
Targeted credit: Building (<620) · Fair–Good (620–719) · Excellent (720+)

Rewards rates

🏨5% HotelsEarn unlimited 5% cash back on hotels booked through Capital One Travel.
🧳5% Other travelEarn unlimited 5% cash back on vacation rentals and rental cars via Capital One Travel.
🛒3% Groceries & supermarketsEarn unlimited 3% cash back at grocery stores.
🍽️3% Dining & restaurantsEarn unlimited 3% cash back on dining.
🎟️3% EntertainmentEarn unlimited 3% cash back on entertainment.
📺3% StreamingEarn unlimited 3% cash back on popular streaming services.
💳1% All purchasesEarn unlimited 1% cash back on all other purchases.

Welcome offer

$200
after $500 spend in the first 90 days · One-time $200 cash bonus after spending $500 in the first 3 months.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.capitalone.com.