Capital One, National AssociationNationwide

Discover It® Student Chrome

No annual fee

Purchase APR: 16.74%–27.24% APR
Foreign transaction fee: None
Intro APR: 6 months
Targeted credit: No credit history · Fair–Good (620–719) · Excellent (720+)

Rewards rates

🍽️2% Dining & restaurants2% cash back at restaurants, shared $1,000/quarter cap with gas stationsup to $1,000/qtr in purchases
⛽2% Gas & EV charging2% cash back at gas stations, shared $1,000/quarter cap with diningup to $1,000/qtr in purchases
💳1% All purchases1% cash back on all other purchases beyond the gas/dining bonus

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.discover.com.