Barclays Bank DelawareNationwide

Old Navy Mastercard

No annual fee

Purchase APR: 33.24%–33.99% APR
Foreign transaction fee: 3%
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

💳1x All purchases(Old Navy Encore Mastercard Points)1X points per $1 spent everywhere else Mastercard is accepted

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at cards.barclaycardus.com.