Barclays Bank DelawareNationwide

AARP Essential Rewards Mastercard from Barclays

No annual fee

Purchase APR: 20.24%–29.99% APR
Foreign transaction fee: 3%
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

⛽3% Gas & EV chargingUnlimited 3% cash back on gas station purchases (excludes Target and Walmart)
💊3% DrugstoresUnlimited 3% cash back on drug store purchases (excludes Target and Walmart)
💳1% All purchasesUnlimited 1% cash back on all other purchases

Welcome offer

$100
after $500 spend in the first 90 days · $100 cash back bonus after spending $500 in the first 90 days

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at cards.barclaycardus.com.