Barclays Bank DelawareNationwide

UPromise World Mastercard

No annual fee

Purchase APR: 18.49%–29.99% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

💳1.529% All purchases1.529% cash back when Upromise account is linked to a College Savings Planactivation required
💳1.25% All purchases1.25% bonus cash back when not linked to a College Savings Plan

Welcome offer

$100
after $500 spend in the first 90 days · $100 bonus cash back after spending $500 in the first 90 days

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.barclaycard.com.