Bank Of America, National AssociationNationwide

Bank of America Unlimited Cash Rewards

No annual fee

Purchase APR: 17.49%–28.24% APR
Foreign transaction fee: 3%
Intro APR: 15 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

💳1.5% All purchasesUnlimited 1.5% cash back on all purchases

Welcome offer

$250
after $1,000 spend in the first 90 days · $250 online bonus after $1,000 spend in first 90 days

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.bankofamerica.com.