Bank Of America, National AssociationNationwide

Bank of America Premium Rewards Elite

$550/yr

Purchase APR: 19.49%–28.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Issuer page ↗

Rewards rates

🍽️2x Dining & restaurants(points)2 points per $1 on dining purchases
🧳2x Other travel(points)2 points per $1 on travel purchases
💳1.5x All purchases(points)1.5 points per $1 on all other purchases

Welcome offer

75,000 points
after $5,000 spend in the first 90 days · 75,000 bonus points after $5,000 spend in first 90 days

Statement credits

🧳$300 / yearUp to $300/yr airline incidental statement credit, automatic
💳$150 / yearUp to $150/yr lifestyle credit: streaming, delivery, fitness, rideshare
🧳$120 / yearUp to $120 Global Entry/TSA PreCheck fee credit every four years

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.bankofamerica.com.