Bank Of America, National AssociationNationwide

Air France KLM World Elite Mastercard

$89/yr

Purchase APR: 19.49%–28.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

✈️3x Flights(Miles)Earn 3 miles per $1 on Air France, KLM, and SkyTeam airline purchases.
🍽️3x Dining & restaurants(Miles)Earn 3 miles per $1 on dining purchases.
💳1.5x All purchases(Miles)Earn 1.5 miles per $1 on all other purchases.

Welcome offer

50,000 miles
after $2,000 spend in the first 90 days · Sign-up: 50,000 bonus miles after $2,000 spend within 90 days (plus 100 XP, not counted here).

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.bankofamerica.com.