Bank Of America, National AssociationNationwide

Norwegian Cruise Line World Mastercard

No annual fee

Purchase APR: 17.49%–28.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Fair–Good (620–719) · Excellent (720+)

Rewards rates

🧳3x Other travel(WorldPoints)3 WorldPoints per $1 on Norwegian cruise purchases
✈️2x Flights(WorldPoints)2 WorldPoints per $1 on eligible air purchases
🏨2x Hotels(WorldPoints)2 WorldPoints per $1 on eligible hotel purchases
💳1x All purchases(WorldPoints)1 WorldPoint per $1 on all other purchases

Welcome offer

20,000 points
after $1,000 spend in the first 90 days · 20,000 bonus points after $1,000 spend in first 90 days

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.bankofamerica.com.