Bank Of America, National AssociationNationwide

CTA Rate Smart Card

No annual fee

Purchase APR: 16.74%–22.74% APR
Foreign transaction fee: 3%
Intro APR: 18 months
Targeted credit: Fair–Good (620–719) · Excellent (720+)

No verified rewards data for this card yet — APR and fee data only.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.bankofamerica.com.