American Express National BankNationwide

The Platinum Card®

$895/yr

Purchase APR: 19.49%–29.24% APR
Foreign transaction fee: None
Intro APR: —
Targeted credit: Excellent (720+)

Rewards rates

✈️5x Flights(Amex Membership Rewards)5x on flights (direct or AmexTravel) on up to $500,000/yr in purchasesup to $500,000/yr in purchases
🏨5x Hotels(Amex Membership Rewards)5x on prepaid hotels booked on AmexTravel

Statement credits

🏨$300 / month$300 semi-annual statement credit (up to $600/yr) for prepaid Fine Hotels + Resorts or Hotel Collection stays.
💳$300 / yearUp to $300 per calendar year in statement credits for an Equinox club or Equinox+ membership.
💳$219 / yearUp to $219 per calendar year in statement credits for an auto-renewing CLEAR+ membership.
✈️$200 / yearUp to $200 per calendar year in statement credits for incidental fees on one selected qualifying airline.
💳$200 / yearUp to $200 per calendar year in statement credits for an Oura Ring purchase at ouraring.com.
🚇$120 / yearUp to $120 per calendar year in statement credits after purchasing an auto-renewing Uber One membership.
🍽️$100 / quarterUp to $100 quarterly statement credit (max $400/yr) for eligible Resy restaurant purchases.

APR & fees: CFPB Terms of Credit Card Plans survey (as of 2025-12-31). Rewards: issuer public pages (collected 2026-08-31) — every figure above appears verbatim in the source; terms shown may lag issuer changes.

Informational comparison only — not financial advice and not an offer of credit. We don't check your credit or guarantee approval. Confirm current terms with the issuer at www.americanexpress.com.